At Best Startup India we track over 400,000 Indian startups and over 1,800,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 58 Lending companies in Karnataka. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top Lending Companies & Startups (Karnataka)
Leap
Leap is South Asia’s largest overseas education platform that runs LeapFinance and LeapScholar
Founder(s): Arnav Kumar, Vaibhav Singh
Location: Bengaluru, Karnataka, India
Industries: Credit Cards, Education, Financial Services, Lending
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Nira
Nira promotes financial inclusion by creating simple, transparent products that empower individuals to live a life of choice and freedom.
Founder(s): Nupur Gupta, Rohit Sen
Location: Bangalore, Karnataka, India
Industries: Credit, Financial Services, FinTech, Lending
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KreditBee
KreditBee is a digital lending platform developed to assist young professionals with their personal finances.
Founder(s): Karthikeyan Krishnaswamy, Madhusudan Ekambaram, Wan Hong
Location: Bangalore, Karnataka, India
Industries: Financial Services, FinTech, Internet, Lending
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Jana Small Finance Bank
Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved.
Founder(s): Ramesh Ramanathan
Location: Bangalore, Karnataka, India
Industries: Finance, Financial Services, FinTech, Lending
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MoneyOnClick
Building India’s largest financial services brand for the 500Mn underserved lower-middle income customers.
Founder(s): Himanshu gupta, Vishal Chopra
Location: Bangalore, Karnataka, India
Industries: Financial Services, FinTech, Internet, Lending
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MyShubhLife
MyShubhLife helps financial service providers to access and serve new and underserved market segments.
Founder(s): .. .., .. .., .. .., Monish Anand, Mudit Tyagi, Rahul Sekar
Location: Bangalore, Karnataka, India
Industries: Apps, Financial Services, FinTech, Information Technology, Lending
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CreditAccess Grameen
CreditAccess Grameen provides micro financial products and services for women from rural poor and low income households in India.
Founder(s): Vinatha Reddy
Location: Bangalore, Karnataka, India
Industries: Banking, Finance, Financial Services, FinTech, Micro Lending, Personal Finance
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Kuliza
Kuliza is a leading provider of digital transformation and operational intelligence solutions for financial enterprises.
Founder(s): Anand Kuliza, Aparna Sharma
Location: Bangalore, Karnataka, India
Industries: Lending, Software
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Kinara Capital
Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.
Founder(s): Hardika Shah
Location: Bengaluru, Karnataka, India
Industries: Finance, Financial Services, FinTech, Lending, Micro Lending, Social Entrepreneurship
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Cashkumar
A P2P Lending Platform connecting millions of financially under-served & new to credit borrowers with investment savvy lenders in India
Founder(s): Dhiren Makhija, Kannan Kandappan, Yogesh Joshi
Location: Bengaluru, Karnataka, India
Industries: Consumer Lending, Finance, Financial Services, FinTech
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Finzy
finzy is the premier peer to peer lending solution in India.
Founder(s): Abhinandan Sangam, Amit More, Vishwas Dixit
Location: Bangalore, Karnataka, India
Industries: Financial Services, Lending
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KNAB Finance
KNAB finance enables fast, flexible and easy short-term credit for businesses
Founder(s): Mandeep Chaudhary, Thomas Varghese, Vineet Gupta
Location: Bengaluru, Karnataka, India
Industries: Financial Services, FinTech, Lending, Small and Medium Businesses
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Credy
Credy is a full stack lending company for India. Credy offers a mobile credit line with customization for specific end use.
Founder(s): Harshit Vaishnav, Pratish Gandhi
Location: Bengaluru, Karnataka, India
Industries: Consumer Lending, Credit, Financial Services, FinTech, Lending
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Credy
Credy is a full stack lending company for India. Credy offers a mobile credit line with customization for specific end use.
Founder(s): Harshit Vaishnav, Pratish Gandhi
Location: Bengaluru, Karnataka, India
Industries: Consumer Lending, Credit, Financial Services, FinTech, Lending
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WeRize
India’s first socially distributed full stack financial services platform for small town India
Founder(s): Himanshu gupta, Vishal Chopra
Location: Bangalore, Karnataka, India
Industries: Banking, Credit Cards, Financial Services, FinTech, InsurTech, Lending, Personal Finance
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MoneyTap
MoneyTap is an app-based credit line that provides small to medium sized cash loans, quick credit on mobile, and affordable interest rates.
Founder(s): Anuj Kacker, Bala Parthasarathy, Kunal Varma
Location: Bangalore, Karnataka, India
Industries: Apps, Credit Cards, Financial Services, FinTech, Lending
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KredX
KredX is an online invoice discounting platform where business owners get an opportunity to raise funds for their working capital needs.
Founder(s): Anurag Jain, Manish Kumar
Location: Bangalore, Karnataka, India
Industries: Finance, Financial Services, FinTech, Lending, Marketplace
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Artoo
Artoo is a CRM system that enables financial institutes to manage their interactions with its customers and deliver them with insights.
Founder(s): Indus Chadha, Kavita Nehemiah, Sameer Segal
Location: Bangalore, Karnataka, India
Industries: Credit, Finance, Financial Services, FinTech, Information Technology, Micro Lending, Mobile, SaaS, Social Entrepreneurship, Software
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EzCred
EzCred is a new age technology based consumer lending platform.
Founder(s): Amiya Pathak, Sachin Maheshwari
Location: Bengaluru, Karnataka, India
Industries: Consumer Lending, Financial Services, FinTech
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Grameen Koota
Grameen Koota is a microfinance institution providing a wide range of financial services to the rural poor and low-income households.
Founder(s): Vinatha Reddy
Location: Bangalore, Karnataka, India
Industries: Finance, Financial Services, Micro Lending
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EMI
EMI provides online loan comparison, customized loan documentation, loan application.
Founder(s): Sunil H.P.
Location: Bengaluru, Karnataka, India
Industries: Financial Services, FinTech, Lending
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Udhaar
Credit scoring, μ-lending for Financial Inclusion, Consumer & Product Insights
Founder(s): Karan Rao, Ravi Sethia, Saurabh Saxena
Location: Bangalore, Karnataka, India
Industries: Consumer, Financial Services, Lending
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RootFi
An API-first operating system for digital lending.
Founder(s): Ishwar Gogineni, Parth Shah, Siddharth Rao
Location: Bengaluru, Karnataka, India
Industries: Financial Services, FinTech, Internet, Lending
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Spykke
Spykke is an electronics firm that offers a power bank rental services.
Founder(s): Ramani Iyer
Location: Bangalore, Karnataka, India
Industries: Consumer Lending, Electronics, Rental
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Instakash
Instakash’s aim to empower small businesses and let them grow by using new methods of lending.
Founder(s): Gaurang Sanghvi, Sudarshan T.N.
Location: Bangalore, Karnataka, India
Industries: Financial Services, Lending
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CrediFiable
A new age digital lending platform.
Founder(s): Presha Paragash
Location: Bangalore, Karnataka, India
Industries: Financial Services, FinTech, Lending
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Canopi LLP
Canopi is an online platform where a small business can get short-term business loans for their invoices.
Founder(s): Mahesh Sagde, Prabal Krishna
Location: Bengaluru, Karnataka, India
Industries: Finance, Financial Services, FinTech, Internet, Lending, Small and Medium Businesses
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aagey.com
aagey.com is all about using technology to help meet the financial needs of the MSME sector.
Founder(s): Akaash Shankar, Deepak Mishra
Location: Bangalore, Karnataka, India
Industries: Banking, Financial Services, FinTech, Lending
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Central Parking Services
Central Parking Services is parking management company
Founder(s): N. Sathyanarayanan, Poornima SathyaNarayanan
Location: Bangalore, Karnataka, India
Industries: Automotive, Autonomous Vehicles, Consumer Lending, Parking
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GetFlowersDaily
GetFlowersDaily is a home decoration service platform that breaks the farmer-agent-consumer chain.
Founder(s): Chidambaram Subramanian
Location: Bangalore, Karnataka, India
Industries: Consumer, Consumer Lending, E-Commerce, Information Services
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Syndicate Bank
Syndicate Bank provides banking products and services to corporate, small and medium enterprises, and retail customers in India.
Founder(s): Dr. T.M.A. Pai, Upendra Ananth Pai, Vaman Srinivas Kudva
Location: Manipal, Karnataka, India
Industries: Banking, Finance, Financial Exchanges, Financial Services, FinTech, Lending
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Micrograam
To build a model through which, with relatively small sums of money, we can enable thousands of people to move away from economic.
Founder(s): Rangan Varadan
Location: Bangalore, Karnataka, India
Industries: Finance, Financial Services, Micro Lending, Social Entrepreneurship
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Fingage
SAAS,FinTech, India, Compliance,Lending
Founder(s): Shubham Khandelwal
Location: Bengaluru, Karnataka, India
Industries: Billing, Compliance, FinTech, Micro Lending, Payments, SaaS
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OliveMoney
Olivemoney is a platform for Simple, Quick, and Easy Business Loans at Lowest Cost.
Founder(s): Harshal Kumar, Sourav Kumar
Location: Bangalore, Karnataka, India
Industries: Finance, Financial Services, Lending
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LoanCircle
LoanCircle provides people with quick access to loans, at the best possible rates suited for a person.
Founder(s): Mayank Kumar, Tanuj Mendiratta
Location: Bengaluru, Karnataka, India
Industries: Financial Services, FinTech, Lending
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Loany
Loany provides personal loan, home loan, business loan, mortgage loan or transfer your home loan.
Founder(s): Hariharan Parasuraman
Location: Bengaluru, Karnataka, India
Industries: Financial Services, Lending, Mobile Apps
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Krazybee
Krazybee is a non-banking financial institution that enables students to pay for online purchases on a monthly basis.
Founder(s):
Location: Bengaluru, Karnataka, India
Industries: Financial Services, Lending, Shopping
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Musk Technologies
Musk Technologies
Founder(s): Akshat Verma, Harshit Madan, Yadish Khan
Location: Bengaluru, Karnataka, India
Industries: Crowdfunding, Financial Services, Lending
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BSS Microfinance
BSS Microfinance is a public company that manages microfinance loans of Kotak Mahindra Bank.
Founder(s):
Location: Bengaluru, Karnataka, India
Industries: Finance, Financial Services, Micro Lending
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SaveDesk
SaveDesk is the online marketplace for Import Finance in India.
Founder(s): Saravana Bhaskar R
Location: Bengaluru, Karnataka, India
Industries: Financial Services, FinTech, Lending, Marketplace, Risk Management, Wealth Management
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Medi – Loan
MEDI LOAN is operational in entire Karnataka rendering finance to Doctors, Hospitals, Nursing homes, Diagnostic centres etc.,
Founder(s): Rupam Gupta, Vidya Bhushan
Location: Bangalore, Karnataka, India
Industries: Financial Services, Health Care, Lending
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Mozavi Technologies Pvt. Ltd.
Peer to Peer lending online service provider in india
Founder(s): Falgun Dharukiya
Location: Bengaluru, Karnataka, India
Industries: Consumer Lending, Finance, Financial Services, FinTech, Information Technology, Lending, Micro Lending, Peer to Peer, Personal Finance
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Brickwork Ratings
Brickwork Ratings is a financial service company.
Founder(s): Vivek Kulkarni
Location: Bangalore, Karnataka, India
Industries: Commercial Lending, Credit, Finance, Financial Services
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Assettrust Services
Assettrust Services is an real estate consultancy frim.
Founder(s):
Location: Bangalore, Karnataka, India
Industries: Consulting, Lending, Real Estate
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Goodmoney
GoodMoney is dedicated to helping everyone in India access quick, affordable and simple credit for everyday use.
Founder(s): Rajnish Sinha, siva cotipalli
Location: Bangalore, Karnataka, India
Industries: FinTech, Lending
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NextRu
NextRu specializes in lending, risk coverage, housing loans, microfinance and insurance products.
Founder(s):
Location: Bengaluru, Karnataka, India
Industries: Banking, Financial Services, Insurance, Lending
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AVVNL
Avvnl offers aesthetic and functional designs for interior spaces that respond to their architecture, context, and environment.
Founder(s):
Location: Bengaluru, Karnataka, India
Industries: Architecture, Consumer Lending, Interior Design, Web Development
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LoanCompare
LoanCompare is an online platform that offers a broad spectrum of lending and loan services.
Founder(s):
Location: Bengaluru, Karnataka, India
Industries: Financial Services, Lending, Personal Finance
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Testimoney
TestiMoney online platform bringing Investors, Distributors & Financial Service Institutions to search, discover & connect with each other.
Founder(s): Hemanth Nellitheertha, Madhukar Rao, Sharath Bevinje, Srivatsa Hebbar
Location: Bangalore, Karnataka, India
Industries: Financial Services, FinTech, Information Technology, Insurance, Lending
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One Smart Wallet
One Smart Wallet mission is to provide the access to information to start plugging those leaks right away.
Founder(s): Archimedha Mohapatra
Location: Bangalore, Karnataka, India
Industries: Lending
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We Care India
WeCareIndia.Org is the world’s first peer-to-peer (P2P) online lending platform developed & implemented.
Founder(s): Sanju Kumar
Location: Bangalore, Karnataka, India
Industries: Lending, Peer to Peer
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A STAR Solution
A STAR Solution specializes in loans, mortgage, credit, and financial services.
Founder(s):
Location: Bangalore, Karnataka, India
Industries: Banking, Financial Services, Lending
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Equest Capital
Equest Capital specializes in insurance, financial planning, loans, taxation, homes, and legal services.
Founder(s): Amit Kumar
Location: Bangalore, Karnataka, India
Industries: Advice, Financial Services, Insurance, Legal, Lending
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Money View
Money View provides a credit platform that offers loans and financial management tools.
Founder(s): Puneet Agarwal, Sanjay Aggarwal
Location: Bangalore, Karnataka, India
Industries: Finance, Financial Services, FinTech, Lending, Personal Finance
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slice
Slice is a fintech company based in India to pay bills, manage expenses, and unlock instant rewards.
Founder(s): Deepak Malhotra, Rajan Bajaj
Location: Bangalore, Karnataka, India
Industries: Banking, Financial Services, FinTech, Lending, Payments
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ZestMoney
ZestMoney is a fintech company that uses digital EMI without the need for a credit card or a credit score.
Founder(s): Ashish Anantharaman, Lizzie Chapman, Priya Sharma
Location: Bangalore, Karnataka, India
Industries: Big Data, Consumer Lending, Financial Services, FinTech
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Simpl
Simpl is a fintech company that offers a cardless payment network with multiple solutions for merchants and consumers.
Founder(s): Chaitra Chidanand, Nityanand Sharma
Location: Bangalore, Karnataka, India
Industries: E-Commerce, Financial Services, Lending, Payments
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Rupeek
Rupeek is an online lending platform that specializes in credit risk, gold loans, and personal loans.
Founder(s): Amar Prabhu, Ashwin Soni, Sumit Maniyar
Location: Bangalore, Karnataka, India
Industries: Financial Services, Internet, Lending
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