At Best Startup India we track over 400,000 Indian startups and over 1,800,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 25 Credit companies in Karnataka. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top Credit Companies & Startups (Karnataka)
Leap
Leap is South Asia’s largest overseas education platform that runs LeapFinance and LeapScholar
Founder(s): Arnav Kumar, Vaibhav Singh
Location: Bengaluru, Karnataka, India
Industries: Credit Cards, Education, Financial Services, Lending
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Nira
Nira promotes financial inclusion by creating simple, transparent products that empower individuals to live a life of choice and freedom.
Founder(s): Nupur Gupta, Rohit Sen
Location: Bangalore, Karnataka, India
Industries: Credit, Financial Services, FinTech, Lending
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CRED
CRED is a Bengaluru-based fintech startup that offers rewards for customers who use its platform to pay their credit card bills.
Founder(s): Kunal Shah
Location: Bengaluru, Karnataka, India
Industries: Credit Cards, Financial Services, FinTech, Payments, Personal Finance
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SmartQ
SmartQ designs a mobile application that digitizes food courts and cafeterias and provide an enhanced experience.
Founder(s): Abhishek Ashok, Hardhik Sheth, Krishna Wage
Location: Bangalore, Karnataka, India
Industries: Credit, Food and Beverage, Mobile Apps, Mobile Payments, Software
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Credy
Credy is a full stack lending company for India. Credy offers a mobile credit line with customization for specific end use.
Founder(s): Harshit Vaishnav, Pratish Gandhi
Location: Bengaluru, Karnataka, India
Industries: Consumer Lending, Credit, Financial Services, FinTech, Lending
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Credy
Credy is a full stack lending company for India. Credy offers a mobile credit line with customization for specific end use.
Founder(s): Harshit Vaishnav, Pratish Gandhi
Location: Bengaluru, Karnataka, India
Industries: Consumer Lending, Credit, Financial Services, FinTech, Lending
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Velocity
Velocity provides revenue-based financing to online businesses.
Founder(s): Abhiroop Medhekar, Atul Khichariya, Saurav Swaroop
Location: Bengaluru, Karnataka, India
Industries: Credit, Finance, Financial Services, FinTech
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WeRize
India’s first socially distributed full stack financial services platform for small town India
Founder(s): Himanshu gupta, Vishal Chopra
Location: Bangalore, Karnataka, India
Industries: Banking, Credit Cards, Financial Services, FinTech, InsurTech, Lending, Personal Finance
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MoneyTap
MoneyTap is an app-based credit line that provides small to medium sized cash loans, quick credit on mobile, and affordable interest rates.
Founder(s): Anuj Kacker, Bala Parthasarathy, Kunal Varma
Location: Bangalore, Karnataka, India
Industries: Apps, Credit Cards, Financial Services, FinTech, Lending
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BharatX
BharatX is a Embedded Consumer Credit company that enables Apps & Websites.to give their users, Credit as a Feature.
Founder(s): Eeshan Sharma, Mehul Nath Jindal, Shyam Murugan, Siddharth Venu
Location: Bengaluru, Karnataka, India
Industries: Credit, Financial Services, FinTech
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Artoo
Artoo is a CRM system that enables financial institutes to manage their interactions with its customers and deliver them with insights.
Founder(s): Indus Chadha, Kavita Nehemiah, Sameer Segal
Location: Bangalore, Karnataka, India
Industries: Credit, Finance, Financial Services, FinTech, Information Technology, Micro Lending, Mobile, SaaS, Social Entrepreneurship, Software
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Credit Saison India
Credit Saison India is a wholly owned subsidiary of Credit Saison Co. Ltd, a Japanese credit card/prepaid card issuer.
Founder(s):
Location: Bengaluru, Karnataka, India
Industries: Credit Cards, Finance, Financial Services
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Fincity
Fincity is a digital finance platform that renders a wide range of loan products and services for individuals and businesses.
Founder(s):
Location: Bangalore, Karnataka, India
Industries: Credit, Finance, Financial Services, Personal Finance
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CocoaPay
CocoaPay is the easiest way for merchants to accept card payments from their customers.
Founder(s): Darshan Rai, Pranav Manpuria
Location: Bangalore, Karnataka, India
Industries: Credit Cards, Customer Service, E-Commerce, FinTech, Mobile, Mobile Payments, Payments, Travel
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Debt Doctor
Debt Doctor specializes in the areas of debt counseling, debt management, credit report, debt negotiation and settlement.
Founder(s): Ashwin Cannonkadu
Location: Bangalore, Karnataka, India
Industries: Consulting, Credit, Debt Collections, Financial Services
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Brickwork Ratings
Brickwork Ratings is a financial service company.
Founder(s): Vivek Kulkarni
Location: Bangalore, Karnataka, India
Industries: Commercial Lending, Credit, Finance, Financial Services
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Lokmanya Multipurpose Co-Op. Society
Lokmanya Multipurpose Co-Op. Society is a credit society that provides financial services and products to its members.
Founder(s):
Location: Belgaum, Karnataka, India
Industries: Banking, Credit, Financial Services
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InsigniQ
A Financial Modelling company with focus on Risk based models
Founder(s): Ashutosh Srivastava, Sudhir Haregoppa
Location: Bengaluru, Karnataka, India
Industries: Big Data, Credit, Finance, Financial Services, FinTech, SaaS, Software
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Askketul
Banking, Finance, Loan, Credit card
Founder(s):
Location: Bangalore, Karnataka, India
Industries: Banking, Consulting, Credit Cards, Finance, Financial Services
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Uni Cards
Uni Cards provides credit cards that allow users to pay their monthly spending in three parts over three months for no extra charges.
Founder(s): Laximikant Vyas, Nitin Gupta, Prateek Jindal
Location: Bengaluru, Karnataka, India
Industries: Credit Cards, Financial Services, FinTech
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Rupifi
Rupifi is a digital B2B platform that offers loans, working capital, and payment services to small businesses.
Founder(s): Ankit Singh, Anubhav Jain, Jawaid Iqbal
Location: Bengaluru, Karnataka, India
Industries: Credit, Financial Services, FinTech, Mobile Payments
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Apna Loan Guru
Apna Loan Guru is the leading and the best channel partners for many banks in India and serving the loan industry.
Founder(s):
Location: Bengaluru, Karnataka, India
Industries: Credit, Local, Local Business
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Credit Clear
Credit Clear is a financial service consultancy firm that helps improving the credit rating.
Founder(s):
Location: Bangalore, Karnataka, India
Industries: Consulting, Credit, Customer Service, Finance
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Positive Score
Positive Score offers an integrated credit solution that includes credit score management, debt counseling, disputes and loan assistance.
Founder(s):
Location: Bangalore, Karnataka, India
Industries: Credit, Financial Services, Management Consulting, Professional Services
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Rupifi
Rupifi is a digital B2B platform that offers loans, working capital, and payment services to small businesses.
Founder(s): Ankit Singh, Anubhav Jain, Jawaid Iqbal
Location: Bengaluru, Karnataka, India
Industries: Credit, Financial Services, FinTech, Mobile Payments
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